• Member Section
  • Support
  • About Us
  • Blog

fpPathfinder

Helping Diligent Advisors Ensure They're On The Right Planning Path

  • Member Section
  • Support
  • About Us
  • Blog
  • Become a Member
    Log In

Unexpected Expenses: A Checklist Drives Funding Decisions

January 20, 2022
Resource Additions

Unexpected expenses are an inevitable part of life. If you haven’t had a call like this, you will: “My car was totaled. It’s OK. Everyone’s fine. But we didn’t expect to have to buy a new car right now.” 

Unexpected expenses can range from a short-term inconvenience to a longer-term financial planning and management concern. Be sure to have the “What Issues Should I Consider When Funding An Unexpected Expense?” checklist ready when your client needs guidance. 

A Proactive Approach For The Unforeseen

There’s no way to plan for every single contingency that life may throw your client’s way. That said, you can be ready when unforeseen circumstances arise and spark an unexpected expense for your client. With your support and this checklist, your client will understand how to remain flexible and act quickly without veering off course. 

Your client who’s stressed over what to do next will appreciate it when you can address the following issues, particularly as they relate to the client’s specific situation:

  • Payment strategies
  • Funding sources
  • Tax consequences
  • Impact on the overall financial plan

Imagine how comforted and empowered your client will be when you facilitate this conversation from a place of calm and confidence. Without a doubt, you’ll deepen your relationship as you help your client stay on track regardless of the disruption and uncertainty an unexpected expense can introduce.  

What’s Holding You Back?

This checklist is available to fpPathfinder members. If you’re not a member yet, what’s holding you back? We invite you to join our support team for a live demonstration to learn more and ask any question that’s on your mind. Perhaps you want to cut to the chase and unlock the power of checklists and flowcharts now. Visit the Become A Member page, review the membership levels, and pick the one that moves you closer to your goals. 

Schedule A Live fpPathfinder Demonstration

Sign Up to Receive Updates

Join our mailing list to be updated as we release new flowcharts and checklists that might be of interest.
  • This field is for validation purposes and should be left unchanged.

Categories

  • Service Guides – Linked
    • Guide Bundles
    • Timely Conversations
    • Age-Related Planning
    • Money In Motion
    • Top 10 Most Popular Resources
    • Client Service Calendar
  • How Advisors Use The Checklists and Flowcharts
    • Best Practices
    • Getting Started
    • Marketing
    • Planning Management
  • Announcements
    • Company Announcements
    • Resource Additions
    • Feature Annoucements
    • Updated Resources
  • In The Press

Become a Member

See how our flowcharts and checklists help you navigate complex financial planning questions.
Become a Member

What Customers Are Saying About Us

Hundreds of other advisors are actively using fpPathfinder. Read what those lovely people have to say about us.
“fpPathfinder is a great tool! It mirrors much of what I've developed on my own for tax planning, life events, etc. However, it's been great to double-check my own work in those areas and also to motivate me to deepen my knowledge on other topics”
— Jonathan, an advisor in Colorado
“I just utilized one of the Roth flowcharts live on the phone with a client. It worked perfectly!”
— Rick, a financial advisor
“Thanks for having all of these so conveniently put together. We were working on many of these for years, but often could not find the time to keep them updated. This has been a blessing to our firm. ”
— An advisor in Texas
“I think fpPathfinder is the best tool I’ve ever seen in the financial planning realm. I spend an unbelievable amount of time researching some of these issues that have been boiled down to one page: consulting with other experts, citing specific sources as a backup, reviewing my work, and coming to a final conclusion.”
— Jeff S, an advisor in Missouri
“The white-label feature in Deluxe is really fantastic. It is really powerful to talk through the decision tree with a client with our logo & color options on the chart, frankly, because it makes us look smarter!”
— Bill, an advisor in New York
“fpPathfinder is one of a few tools that I use most often in my practice. It has improved my process and the client outcomes.”
— An advisor is Texas
“Love the Redtail integration - it’s been instrumental in my prep for my client reviews. I’m finding my self being over-prepared because of the robust lists which is great.”
— Don, and advisor in California
Become a Member
  • Become a Member
  • Member Section
  • Blog
  • TOS & Privacy Policy
  • Suggest a Flowchart or Checklist
  • Careers: We’re Hiring

Recent Blog Posts

  • A Client Engagement Strategy
  • Lease Or Buy: The Automobile Question
  • Home-Specific Bundle: 3 Guides
  • Pump Up Your Marketing

Sign Up to Receive Updates

Join our mailing list to be updated as we release new flowcharts and checklists that might be of interest.
  • This field is for validation purposes and should be left unchanged.

Have a question, idea, comment, or see an error? We want to know! Email us at support@fppathfinder.com!

Copyright © 2026 fpPathfinder, All rights reserved.

Easily and quickly provide guidance to your clients. Then properly document your conversation or meeting.

Upgrade to Premier to use an interactive checklist and integrate with Redtail and Wealthbox.

Learn More

Feature your expertise by putting flowcharts and checklists with your brand in front of your clients and prospects.

Upgrade to Deluxe or Premier to white label the resources.

Learn More

Save time by downloading all the checklists and flowcharts with one click.

Upgrade to Deluxe or Premier to download all the resources with one click.

Learn More

Close
Retry