fpPathfinder

Helping Diligent Advisors Ensure They're On The Right Planning Path

Flowcharts Updated With 2019 Annual Limits


Announcements, Updated Resources

We’re excited to release the 2019 versions of the flowcharts for our Essentials and Deluxe members. Many flowcharts have been updated with 2019 annual numbers. Some have been updated to incorporate member feedback.  While most are now available on the site, a few more will be added in the next few weeks (the flowchart elves are hard at work!).  And don’t worry, we’ll keep the 2018 versions of the flowcharts available until mid-April.

See the updated 2019 version of “Can I Make A Deductible IRA Contribution?” flowchart. 

If it’s been a while since you’ve visited the site, we’ve prepared a new format to describe the key elements for each flowchart.  

Getting money into qualified plans/accounts:

Deductible IRA contribution rules
Backdoor Roth IRA contribution rules
Roth IRA contribution rules
Mega Backdoor Roth IRA contribution rules
HSA contribution rules
Picking the right retirement plan (for business owners)
Evaluating the benefits of a 401(k) rollover
Roth conversion rules
 

Getting money out of qualified plans/accounts:

Roth IRA distribution rules
Traditional IRA distribution rules
NUA distribution rules
Evaluating the benefits of a 401(k) rollover
QCD rules
Inherited IRA rules (spouse)
Inherited IRA rules (non-spouse)
RMD rules
Roth conversion rules
 

Healthcare:

Medicare eligibility
IRMAA Surcharges
Medicare enrollment penalties
Medicare enrollment timing
Healthcare coverage options after retirement but before Medicare

 

Social Security:

Social Security eligibility for spouses
Social Security for divorced individuals
Social Security for surviving spouses 

 

Estate planning / Tax:

Basis rules for gifted property
Inherited IRA rules (spouse)
Inherited IRA rules (non-spouse)

Do you find this table of contents helpful? Let me know if this version is easier to find what you are looking for?

 

White Labeling Is Here!

Recently, we announced the launch of our Deluxe membership, which includes white labeling and digital rights to share the flowcharts online.  We’ve even made one of the flowcharts available for you to try the new white label functionality yourself.  

What Customers Are Saying About Us

Hundreds of other advisors are actively using fpPathfinder. Read what those lovely people have to say about us.
“You are making all of our lives easier...and more importantly, our clients.”
— Jeff, an advisor in California
“I really love the flowcharts and they are helping me explain difficult decision points/rules to my client base. In fact, I plan to upgrade so I can use some of the material on my website with my own branding.”
— An advisor in Texas
“The flowcharts have helped a lot in recent discussions with the changing markets, providing us with confidence that our clients are getting the best, most accurate information.”
— Matthew, an advisor in Georgia
“The charts are probably as much value to me (as advisor) as they are when given to a specific client. I know and understand the topics covered, but it can be a lot faster to refresh with a quick glance at the chart’s decision tree vs having to read through regulations”
— Larry, an advisor in Oregon
“I love it! I find it very helpful. It's a great client value add.”
— Phillip, an advisor in North Carolina
“We are delighted with the thoroughness of each chart in simplifying the complex questions and helping lead to an answer. These are indeed a helpful asset in our toolbox for work with clients.”
— Victoria L, an advisor in Massachusetts
“I love fpPathfinder. I use it nearly every day. Clients think it is very clear and easy to understand and it has increased our credibility.”
— An advisor in Utah
Become a Member

Recent Blog Posts

Sign Up to Receive Updates

Join our mailing list to be updated as we release new flowcharts and checklists that might be of interest.
  • This field is for validation purposes and should be left unchanged.
Close